Availability: Available nationwide*
Minimum premium: $400
Coverage: Admitted with an A++ rated carrier
Billing options: Broker bill or direct bill
Target markets: Residential construction, commercial construction (office buildings, warehouses, municipal buildings, restaurants, shopping center complexes etc.), residential/commercial remodeling, installation floaters.

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Coverage includes

• $5M limit for frame, joisted masonry and non-combustible
• $10M limit for masonry non-combustible and fire resistive 
• Claim preparation expenses
• Blueprint and construction documents
• Fraud and deceit
• Equipment breakdown
• Theft of building materials
• Interest of subcontractors
• Pollutant cleanup/removal
• Ordinance or law (limit increased to $1,000,000)
  
• Soft costs
• Expediting expenses
• Property in transit (limit increased to $500,000)
• Property at temporary storage (limit increased to $500,000)
  
• Business income and extra expenses
• Permission to occupy
  
• Ability to include profit coverage
• Underwriting guidelines and rates developed for each state and county

*not available in AK and HI

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