Builders Risk Highlights

Availability: Available nationwide*
Minimum premium: $400
Coverage: Admitted with an A++ rated carrier
Billing options:
Broker bill or direct bill
Target markets: Residential construction, commercial construction (office buildings, warehouses, municipal buildings, restaurants, shopping center complexes etc.), residential/commercial remodeling, installation floaters.

V Squared 200x214

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Coverage includes

  • $5M limit for frame, joisted masonry and non-combustible
  • $10M limit for masonry non-combustible and fire resistive 
  • Claim preparation expenses
  • Blueprint and construction documents
  • Fraud and deceit
  • Equipment breakdown
  • Theft of building materials
  • Interest of subcontractors
  • Pollutant cleanup/removal
  • Ordinance or law (limit increased to $1,000,000)
  • Soft costs
  • Expediting expenses
  • Property in transit (limit increased to $500,000)
  • Property at temporary storage (limit increased to $500,000)
  • Business income and extra expenses
  • Permission to occupy
  • Ability to include profit coverage
  • Underwriting guidelines and rates developed for each state and county

*not available in AK and HI

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