Although most public entities buy primary insurance or participate in self-funded insurance pools for their liability coverages, many larger entities have the financial resources to retain a significant amount of their claim losses. When these entities are able to manage their own claims-handling or hire a claims adjusting firm, they can often save money over a several year period by self-insuring losses to a predetermined dollar figure, then purchasing excess insurance to apply above that loss retention amount.
We have more than 30 years' experience working with cities, counties, special districts, schools and colleges throughout the U.S. Our focus includes providing underwriting consulting and administrative services to public entity pools, and assisting retail insurance brokers in finding markets for their public entity and school clients.