Appraisal Firms E&O Insurance

Providing real estate appraisal services comes with risk. Our Errors & Omissions program for real estate appraisal firms provides the modern, flexible insurance coverage these professionals need to operate in today’s real estate market.

: In all 50 states and US territories*

Coverage: Admitted, with an A rated carrier

Target risks: Appraisal firms that provide services for single family residences, multi-family residences, lots and vacant land, commercial and industrial property, farms, ranches, land development and subdivisions

Minimum premium: $500

Deductibles: Starting at $2,500

Limits: Up to $5 million

Policy Features

  • Coverage for expert witness or real estate consultant or counselor provided the services are limited to real estate appraisal
  • Up to $15,000 per incident for attorney fees and expenses resulting from the investigation or defense of a proceeding before a real estate licensing board
  • Up to $15,000 per incident for advisory services provided by a public relations firm as a result of a public relations event
  • Up to $20,000 for expenses to hire a forensics firm to investigate a network security breach and provide notification to those whose confidential commercial information or non-public personal information may have been disclosed in an unauthorized manner
  • $250,000 discrimination coverage at no additional premium
  • Pre-claims assistance up to policy limits to investigate a potential claim
  • Deductible reduced by 50 percent up to $25,000 if a claim is resolved through mediation 

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*Policy forms and policy terms may vary by state and territory

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